Offers 150,000 bonus Amplify Points and a reduced $199 annual fee in the first year, which goes to $295 after that.
The St.George Amplify Signature is a premium rewards card offering 150,000 bonus points, which can be redeemed for a range of rewards including gift cards, retail items, or frequent flyer points. To earn the full bonus, you must spend at least $12,000 on eligible purchases.
In addition to the points, this card provides a suite of high-end benefits, including 2 Priority Pass lounge invitations, complimentary international travel insurance, domestic flight inconvenience insurance, and access to a personal concierge for travel bookings, restaurant reservations, and event tickets.
Pros | Cons |
|---|---|
150,000 bonus Amplify Points | $295 annual fee after the first year |
Discounted $199 first-year annual fee | 3% foreign transaction fee |
Shopping cashbacks through ShopBack | |
2 complimentary airport lounge passes per year | |
Complimentary overseas travel insurance for up to 6 months |
The St.George Amplify Signature is a premium credit card with uncapped rewards, airport lounge access, complimentary travel insurance, and other valuable benefits.
Currently, it offers 150,000 bonus Amplify Points if you apply by 30 November 2024 and spend at least $12,000 on eligible purchases within the first year. This equates to about $1,000 in spending each month, and the points will be awarded after the full 12-month period. Additionally, you'll receive a $199 annual fee discount in the first year, with the fee then increasing to $295 annually after the promotional period ends.
Details of St.George Amplify Signature Credit Card
Product Details
Product Name | St.George Amplify Signature |
Purchase rate p.a. | Purchase rate p.a. 20.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $15,000 |
Max credit limit | $80,000 |
Card type | Visa |
Eligibility
Available to temporary residents | Yes - Conditions Apply |
Joint application | No |
Rewards
Rewards program | Amplify Rewards |
Bonus points | 150,000 |
Rewards points per $ spent | 1.5 |
Fee
Annual fee | Annual fee $199 first year ($295 after) |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 3% of each cash advance amount |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
How to Apply
You can apply for the St.George Amplify Signature Credit Card online in around 10 minutes. Get started by checking that you meet the following eligibility criteria and have all the documents and details you will need for the application.
Eligibility Criteria
New cardholder. To qualify for the bonus points offer, you must not currently hold or have held an Amplify Platinum or Amplify Signature Credit Card from Bank of Melbourne, St.George, or BankSA in the past 12 months.
Residency. You must be an Australian citizen or permanent resident with a fixed address in Australia. If you’re a temporary resident, you need to hold a visa with at least 1 year remaining before expiry.
Income. You must have a regular income that is taxed through the Australian Taxation Office.
Age. You must be at least 18 years old to apply.
Required Documents
Personal information. This includes your full name, date of birth, residential address, email address, and phone number. You’ll also need to provide a valid form of identification, such as your Australian driver’s licence, Medicare card, passport, or birth certificate.
Employment information. You should include your job title, salary details, and your employer’s contact information. If you’re self-employed, you might also need to provide your accountant’s contact details.
Financial details. This encompasses any additional sources of income and assets, such as savings or investments. You’ll also need to provide information on existing debts and regular expenses, including rent or mortgage payments, utility bills, and groceries.
This straightforward application process is designed to accommodate Australians searching for an effective credit card solution that manages existing debt efficiently while offering new purchasing power.
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